Australia is well known for its extreme weather conditions, from bushfires to flash flooding. On many occasions, those events have been caused by a La Niña event. But what exactly is La Niña, and how can you and your customers prepare if an extreme weather event occurs?
La Niña weather event explained
La Niña is an atmospheric phenomenon that takes place in the Pacific Ocean and results in higher-than-average rainfalls, along with cooler temperatures. Other consequences that La Niña brings along are torrential rain, floods, and cyclones, all of which can have a negative impact on businesses and communities.
On 23rd November 2021, the Bureau of Meteorology announced that “The current model outlooks suggest this La Niña will persist until the late southern hemisphere summer or early autumn 2022.”
How to prepare for La Niña
Property owners should be aware of the steps that they can take to prevent or minimise the damage that can result from a storm, as the looming threat of flooding is approaching.
Some key points to keep in mind when preparing for the storm are:
- Have regular building inspections and follow the recommendations of the experts.
- Roof and gutter maintenance should be prioritised to ensure a good water flow.
- Place stock and electrical equipment somewhere higher than the recommended level if you own a business. For a home, that could mean moving important documents or objects on the higher shelves.
- Develop an evacuation plan for your business and employees, or for your home and family.
- Trim overhanging tree branches.
- Secure loose items, especially in the backyard, to prevent them from flying if the wind becomes stronger and avoid the possibility of the objects damaging your property.
Our support after the event
Unfortunately, despite the efforts to mitigate damage, major catastrophic events can still happen. If an incident occurs, the team at Insurx are here to care for your customers.
When you choose to partner with Insurx, we use cutting edge technology and exceptional human experiences that deliver great outcomes for all parties.
Insurx Pty Ltd is regulated in Australia by ASIC (AFS Licence number 528534) | ABN 85 628 930 334 | Member of the Australian Financial Complaints Authority (AFCA). The information in this article does not take into account the investment objectives, financial situation and particular needs of any particular person. Insurx Pty Ltd and its related bodies corporate make no recommendations as to the merits of any financial product or financial services referred to in this document, its website, emails or its related websites. Before acting on any information in this article, you should consider the appropriateness of it, having regard to your specific financial circumstances and requirements. In particular, you should consider obtaining independent financial, legal, taxation and accounting advice to ascertain whether you should acquire any financial services described in this document.
South-east Queensland and parts of New South Wales have been hit by severe weather and flooding...
Australia is known for natural disasters, such as bushfires, floods, storms, and cyclones. These...
Property Insurance Plus, an agency specialising in landlord’s insurance products, has signed a new...
Sales & partnership enquiries
Matthew Lawrence, Head of Partnerships
© 2021 Insurx Pty Ltd
Insurx Pty Ltd is regulated in Australia by ASIC (AFS Licence number 528534) | ABN 85 628 930 334 | Member of the Australian Financial Complaints Authority (AFCA).
The information on this website does not take into account the investment objectives, financial situation and needs of any particular person. We make no recommendation as to the merits of any financial product or services referred to on this website.